What If an Uninsured Driver Hits My Car?
What if an uninsured driver hits your car? Learn how your auto coverage may help.
The driver who hit you doesn’t have insurance. What happens next? Your own auto policy may offer coverage, depending on the protection you carry.
What is uninsured motorist coverage?
Uninsured motorist coverage may help when a driver without insurance causes an accident. Bodily injury coverage may help pay for medical expenses, while uninsured motorist property damage coverage may help with damage to your car. Availability and coverage details vary by state and policy.
How will my car repairs be covered?
If your policy includes uninsured motorist property damage coverage, it may help pay for repairs. Collision coverage may also help cover damage to your vehicle, even when the other driver has no insurance. An applicable deductible may be your responsibility.
Why do my policy limits matter?
Having coverage doesn’t mean every expense will be paid in full. Your policy’s limits, deductibles, and terms determine how much may be covered.
Need help reviewing your coverage?
Understanding your policy before an accident can help you prepare. Give your local GEICO Hampton Roads office a call with questions about your coverage.
