Protected by GEICO.Guided by Greg.
Hampton Roads' only GEICO Exclusive Agency offers the full range of personal and commercial insurance, tailored to your life and backed by one of America's most trusted brands.
GEICO authorized.Greg approved.
A directly appointed GEICO Exclusive Agency, right here on the Peninsula since 2009.
GEICO authorized.Greg approved.
A directly appointed GEICO Exclusive Agency, right here on the Peninsula since 2009.
Personal Coverage
Everything you'd want covered at home and on the road, written through your local GEICO office in Hampton Roads.
Boat Insurance
Fishing boat, sailboat, or powerboat, your auto and home policies stop at the shoreline. This is the one that covers you out on the water.
- Hull & machinery coverage
- Liability for on-water accidents
- Motors, trailers & onboard equipment
- Agreed value or actual cash value
Auto Insurance
The same rates you'd get on geico.com, quoted by someone in Hampton Roads who can explain what you're actually buying.
- Liability, collision & comprehensive coverage
- Uninsured/underinsured motorist protection
- Roadside assistance & rental reimbursement
- Multi-vehicle discounts available
Home Insurance
We'll set your dwelling limit at what it would really cost to rebuild your house today, then work out the rest from there.
- Dwelling & personal property protection
- Liability coverage for accidents on your property
- Additional living expenses if you're displaced
- Bundle with auto for multi-policy savings
Renters Insurance
Your landlord's policy covers the building, not your things. Renters is usually the cheapest policy we write and the one people skip most often.
- Personal property covered for theft, fire & more
- Somewhere to stay if your unit becomes unlivable
- Liability if someone gets hurt in your place
Motorcycle Insurance
Weekend cruiser or daily rider, the bike needs its own policy. Tell us what you ride and how often, and we'll price it out.
- Collision & comprehensive coverage
- Bodily injury & property damage liability
- Coverage for custom parts & equipment
- Year-round or seasonal coverage options
RV Insurance
An RV is half vehicle and half house, and it needs to be covered as both, parked at home or halfway to Florida.
- Collision, comprehensive & liability coverage
- Full-timer coverage for those who live in their RV
- Personal belongings & attached accessories covered
Flood Insurance
Your homeowners policy does not cover flood damage. In Hampton Roads that matters more than almost anywhere else in the country.
- Covers rising water your home policy excludes
- Written for coastal and low-lying properties
- Policies take 30 days to kick in, so don't wait for a storm
Umbrella Insurance
If a claim runs past the limits on your auto or home policy, an umbrella picks up where those leave off. It's the cheapest million dollars you'll ever buy.
- Extra liability on top of your auto and home limits
- Covers the gap when a lawsuit exceeds your policy
- Protects savings, equity and future earnings
Pet Insurance
One emergency vet visit can run into the thousands. Pet coverage means that bill doesn't turn into a decision you'd rather not make.
- Accidents, illnesses and emergency visits
- Reimburses surgeries, medication and treatment
- Plans for dogs and cats at a range of budgets
Term Life Insurance
The simplest kind of life insurance and usually the cheapest. You pick a term, and if something happens inside it your family gets paid.
- Fixed terms of 10, 20 or 30 years
- Tax-free payout to the people you name
- Rate locked in the day you buy it
Whole Life Insurance
Whole life doesn't expire, and it builds cash value you can borrow against down the road. It costs more than term, and we'll be honest with you about whether it's worth it.
- Coverage that lasts your whole life
- Builds cash value you can access while living
- Premiums that never go up with age
Jewelry Insurance
Most home policies cap jewelry at a limit far below what the ring is actually worth. A scheduled policy covers it for what you'd pay to replace it.
- Loss, theft, damage and a stone falling out
- Agreed value with no depreciation taken off
- Covered at home and while you're traveling
Collector Car Insurance
A standard auto policy will value your restored '69 at book price. Agreed-value coverage pays what you and the insurer settled on up front.
- Mileage plans for weekend and show use
- Spare parts, tools and accessories included
- Classics, muscle cars, antiques and exotics
Identity Theft Insurance
Untangling stolen identity takes months of phone calls and paperwork. This covers what that costs you and gives you someone to do it with.
- Legal fees, lost wages and recovery costs
- Fraud monitoring and help restoring your credit
- Covers everyone in your household
Earthquake Insurance
Virginia felt the 2011 quake, and no home policy in the state covers that kind of damage. It's an add-on, and it's cheaper than most people expect.
- Structural damage to your home
- Personal property inside it
- Somewhere to live while repairs happen
GEICO's strength.Greg's handshake.
One of America's most trusted insurance brands, and an agent in Hampton Roads you can sit across from.
GEICO's strength.Greg's handshake.
One of America's most trusted insurance brands, and an agent in Hampton Roads you can sit across from.
Business Insurance
Coverage for the shop, the crew, the trucks, and everything you signed your name on to build it.
Commercial Insurance
The risks a business runs are not the ones a personal policy was written for. Tell us what you do and we'll put the right pieces together.
- Contractors, retail, offices, restaurants and trades
- Built around how your business actually operates
Commercial General Liability
The baseline policy for almost any business. It handles the claim when a customer gets hurt on your property or your work damages someone else's.
- Bodily injury & property damage liability
- Personal & advertising injury coverage
- Products & completed operations protection
- Medical payments for on-premises injuries
Commercial Business Owners Policy(BOP)
Liability, property, and business interruption bundled into one policy. For most small and mid-sized businesses this is the place to start.
- Liability for third-party claims
- Your building, equipment and contents
- Lost income if you're forced to close for a while
Directors & Officers Liability
Sit on a board or run a nonprofit and your own savings can be on the line for a decision the organization made. D&O is what stands between the two.
- Personal assets of board members and executives
- Claims over management decisions and wrongful acts
Surety Bonds
If a contract, a license, or a state regulator says you need to be bonded, bring us the paperwork and we'll get it handled.
- License and permit bonds
- Contract and performance bonds for projects
- Fidelity bonds for benefit plans
Frequently Asked Questions
No. This is one of the most costly misconceptions in Hampton Roads. Standard home policies explicitly exclude flooding. With the region's coastal geography and storm surge exposure, a separate flood policy isn't optional for many families here.
Your landlord's policy covers the structure, not your belongings. If there's a fire, theft, or water damage, your furniture, electronics, and clothing aren't covered unless you have your own renters policy. It's also one of the most affordable coverages available.
Term covers you for a set period (10, 20, or 30 years) at the lowest cost, ideal for income replacement while dependents rely on you. Whole life is permanent, never expires, and builds cash value you can borrow against. The right choice depends on your stage of life.
An umbrella policy adds an extra layer of liability above your auto, home, or renters coverage. If you're sued after a serious accident and damages exceed your policy limits, it protects your savings, home, and future earnings. It's surprisingly affordable for what it provides.
A Business Owners Policy bundles three essential coverages, business liability, commercial property, and business interruption, into one streamlined policy. It's the most cost-effective starting point for most small to mid-sized businesses.
Yes. Standard auto and home policies don't extend to watercraft or motorcycles. Without dedicated coverage, you're unprotected on the water and on the road.
Bundle two or more qualifying policies, auto and home for example, and both premiums drop. The more you consolidate with us, the more you save.
Yes. Standard home policies cap jewelry at amounts that rarely reflect true value, and standard auto policies regularly undervalue collector vehicles. We offer dedicated coverage with agreed-value options, with no depreciation deductions.
Frequently Asked Questions
Still have a question? Give us a call or stop by the office. We're happy to walk through it with you.
No. This is one of the most costly misconceptions in Hampton Roads. Standard home policies explicitly exclude flooding. With the region's coastal geography and storm surge exposure, a separate flood policy isn't optional for many families here.
Your landlord's policy covers the structure, not your belongings. If there's a fire, theft, or water damage, your furniture, electronics, and clothing aren't covered unless you have your own renters policy. It's also one of the most affordable coverages available.
Term covers you for a set period (10, 20, or 30 years) at the lowest cost, ideal for income replacement while dependents rely on you. Whole life is permanent, never expires, and builds cash value you can borrow against. The right choice depends on your stage of life.
An umbrella policy adds an extra layer of liability above your auto, home, or renters coverage. If you're sued after a serious accident and damages exceed your policy limits, it protects your savings, home, and future earnings. It's surprisingly affordable for what it provides.
A Business Owners Policy bundles three essential coverages, business liability, commercial property, and business interruption, into one streamlined policy. It's the most cost-effective starting point for most small to mid-sized businesses.
Yes. Standard auto and home policies don't extend to watercraft or motorcycles. Without dedicated coverage, you're unprotected on the water and on the road.
Bundle two or more qualifying policies, auto and home for example, and both premiums drop. The more you consolidate with us, the more you save.
Yes. Standard home policies cap jewelry at amounts that rarely reflect true value, and standard auto policies regularly undervalue collector vehicles. We offer dedicated coverage with agreed-value options, with no depreciation deductions.
GEICO coverage.A local office.
Same GEICO rates you'd get online, with people here in Hampton Roads who know your policy.
GEICO coverage.A local office.
Same GEICO rates you'd get online, with people here in Hampton Roads who know your policy.
Insurance is what we do!
Bundle and save
Most folks who move their auto and home to us end up paying less than they were before. We'll run the numbers for free.
Cover the whole family
The cars, the house, the boat, the teenage driver. One office keeping track of all of it so nothing slips through.
Find the gaps first
Flood, umbrella, jewelry. We'll tell you what your current policy leaves out before you find out the hard way.
Plan a little further out
Life insurance is the conversation nobody schedules. When you're ready, we'll keep it short and straight with you.
AuthorizedYour Better Coverage Starts Here.
Auto, home, renters, and more from your local GEICO office. One phone call covers all of it.
gholestin@geico.com
(757) 838-5050
