Protected by GEICO.Guided by Greg.
Hampton Roads' only GEICO Exclusive Agency offers the full range of personal and commercial insurance, tailored to your life and backed by one of America's most trusted brands.
GEICO authorized.Greg approved.
A directly appointed GEICO Exclusive Agency, serving Hampton Roads since 2009.
GEICO authorized.Greg approved.
A directly appointed GEICO Exclusive Agency, serving Hampton Roads since 2009.
Personal Coverage
Everything you'd want covered at home and on the road, written through your local GEICO office in Hampton Roads.
Boat Insurance
Fishing boat, sailboat, or powerboat, home and auto policies usually offer little or no coverage out on the water. A boat policy is built for it.
- Hull & machinery coverage
- Liability for on-water accidents
- Motors, trailers & onboard equipment
- Agreed value or actual cash value
Auto Insurance
The same rates you'd get on geico.com, quoted by someone in Hampton Roads who can explain what you're actually buying.
- Liability, collision & comprehensive coverage
- Uninsured/underinsured motorist protection
- Roadside assistance & rental reimbursement
- Multi-vehicle discounts available
Home Insurance
We'll set your dwelling limit at what it would really cost to rebuild your house today, then work out the rest from there.
- Dwelling & personal property protection
- Liability coverage for accidents on your property
- Additional living expenses if you're displaced
- Bundle with auto for multi-policy savings
Renters Insurance
Your landlord's policy generally covers the building, not your things. Renters is usually the cheapest policy we write and the one people skip most often.
- Personal property protection for covered losses like theft & fire
- Help with living costs if a covered loss makes your unit unlivable
- Liability if someone gets hurt in your place
Motorcycle Insurance
Weekend cruiser or daily rider, the bike usually needs its own policy. Tell us what you ride and how often, and we'll price it out.
- Collision & comprehensive coverage
- Bodily injury & property damage liability
- Coverage for custom parts & equipment
- Year-round or seasonal coverage options
RV Insurance
An RV is half vehicle and half house, and it needs to be covered as both, parked at home or halfway to Florida.
- Collision, comprehensive & liability coverage
- Full-timer coverage for those who live in their RV
- Personal belongings & attached accessories covered
Flood Insurance
Standard homeowners policies exclude flood damage, so flood coverage is a separate policy. In Hampton Roads that matters more than almost anywhere else in the country.
- Covers flood damage a standard home policy excludes
- Written for coastal and low-lying properties
- Most new policies have a 30-day wait, so don't wait for a storm
Umbrella Insurance
If you're found responsible for more than the limits on your auto or home policy, an umbrella can pick up where those leave off. It often costs less than people expect.
- Extra liability on top of your auto and home limits
- Can cover a judgment that exceeds your policy limits
- Helps protect savings, equity and future earnings
Pet Insurance
One emergency vet visit can run into the thousands. Pet coverage means that bill doesn't turn into a decision you'd rather not make.
- Covered accidents, illnesses and emergency visits
- Can reimburse eligible surgeries, medication and treatment
- Plans for dogs and cats at a range of budgets
Term Life Insurance
The simplest kind of life insurance and usually the cheapest. You pick a term, and if you die during it, the people you name receive the death benefit.
- Common terms of 10, 20 or 30 years
- Death benefit generally paid income-tax-free
- Premiums typically stay level for the term
Whole Life Insurance
Whole life lasts as long as you keep paying the premiums, and it builds cash value you can borrow against down the road. It costs more than term, and we'll be honest with you about whether it's worth it.
- Lifelong coverage while premiums are paid
- Builds cash value you can access while living
- Level premiums on traditional whole life
Jewelry Insurance
Most home policies set a low limit for jewelry, especially for theft, often far below what the ring is actually worth. Scheduled coverage can insure it for its appraised value.
- Options for loss, theft, damage and a lost stone
- Agreed-value options based on an appraisal
- Coverage at home and while you're traveling
Collector Car Insurance
A standard auto policy typically pays actual cash value on a total loss, which may not reflect what your restored '69 is worth. Agreed-value coverage pays the amount you and the insurer settled on up front.
- Mileage plans for weekend and show use
- Options for spare parts, tools and accessories
- Classics, muscle cars, antiques and exotics
Identity Theft Insurance
Untangling stolen identity takes months of phone calls and paperwork. This can cover eligible recovery costs and gives you someone to do it with.
- Help with eligible legal fees, lost wages and recovery costs
- Fraud monitoring and help restoring your credit
- Household coverage options
Earthquake Insurance
Virginia felt the 2011 quake, and standard home policies exclude earthquake damage. Coverage is added as an endorsement or a separate policy, and it's often cheaper than people expect.
- Structural damage to your home
- Personal property inside it
- Somewhere to live while repairs happen
GEICO's strength.Greg's handshake.
One of America's most trusted insurance brands, and an agent in Hampton Roads you can sit across from.
GEICO's strength.Greg's handshake.
One of America's most trusted insurance brands, and an agent in Hampton Roads you can sit across from.
Business Insurance
Coverage for the shop, the crew, the trucks, and everything you signed your name on to build it.
Commercial Insurance
The risks a business runs are not the ones a personal policy was written for. Tell us what you do and we'll put the right pieces together.
- Contractors, retail, offices, restaurants and trades
- Built around how your business actually operates
Commercial General Liability
The baseline policy for most businesses. It can respond when a customer gets hurt on your property or your work damages someone else's property.
- Bodily injury & property damage liability
- Personal & advertising injury coverage
- Products & completed operations protection
- Medical payments for on-premises injuries
Commercial Business Owners Policy(BOP)
Liability, property, and business interruption bundled into one policy. For many eligible small and mid-sized businesses this is the place to start.
- Liability for third-party claims
- Your building, equipment and contents
- Lost income if a covered loss forces you to close for a while
Directors & Officers Liability
Sit on a board or run a nonprofit and your own savings can be on the line for a decision the organization made. D&O coverage helps protect the people making those calls.
- Personal assets of board members and executives
- Claims over management decisions and wrongful acts
Surety Bonds
If a contract, a license, or a state regulator says you need to be bonded, bring us the paperwork and we'll get it handled.
- License and permit bonds
- Contract and performance bonds for projects
- Fidelity bonds for benefit plans
Frequently Asked Questions
Generally, no. Standard homeowners policies exclude flood damage, including damage from storm surge and rising water, so flood coverage is usually bought as a separate policy through the National Flood Insurance Program (NFIP) or a private flood insurer. Mortgage lenders require it for homes in high-risk flood zones, and with Hampton Roads' coastal geography it is worth considering even outside one. Most new NFIP policies have a 30-day waiting period before coverage starts.
A landlord's policy generally covers the building and the landlord's own liability, not your belongings or your personal liability. If a covered event such as a fire or theft damages your furniture, electronics or clothing, you would typically need your own renters policy to be reimbursed. Renters insurance can also include liability coverage and help with living costs if a covered loss makes your unit unlivable, and it is usually one of the more affordable policies.
Term life covers you for a set period, commonly 10, 20 or 30 years, and pays a death benefit only if you die during that term, which usually makes it the lower-cost option for the same amount of coverage. Whole life is permanent coverage that stays in force as long as premiums are paid, and it builds cash value you can typically borrow against. Unpaid policy loans reduce the death benefit. The right choice depends on your budget, your goals and how long you need coverage.
An umbrella policy adds liability coverage above the limits of your auto, home or renters policies, and can cover some claims those policies don't, subject to its own terms and exclusions. If you're found legally responsible for damages that exceed your underlying limits, it can help protect your savings and assets. Insurers usually require minimum liability limits on the underlying policies, and umbrella coverage often costs less than people expect.
A Business Owners Policy (BOP) typically combines general liability, commercial property and business income coverage in one policy. It is often a cost-effective starting point for eligible small and mid-sized businesses. Eligibility depends on the type and size of the business, and a BOP generally does not include commercial auto, workers' compensation or professional liability, which are written separately.
Usually, yes. Some homeowners policies include limited coverage for small boats, often with low limits and only for certain boat sizes or engine power, and auto policies generally don't cover boats. A motorcycle typically needs its own policy, since most auto policies don't extend to motorcycles. A dedicated boat or motorcycle policy provides coverage built for how you use them, and we can review what your current policies already include.
When you insure two or more qualifying policies, such as auto and home, you may be eligible for a multi-policy discount. The amount depends on the policies and your eligibility, and we'll show you what applies before you decide.
Yes. Standard homeowners and renters policies usually set special limits on jewelry, especially for theft, that can fall well below what a ring is worth, and a standard auto policy typically pays actual cash value on a total loss, which may not reflect a collector car's value. Scheduled jewelry coverage and collector car policies with agreed-value options are designed to close that gap. Terms, eligibility and appraisal requirements vary by policy.
Frequently Asked Questions
Still have a question? Give us a call or stop by the office. We're happy to walk through it with you.
Generally, no. Standard homeowners policies exclude flood damage, including damage from storm surge and rising water, so flood coverage is usually bought as a separate policy through the National Flood Insurance Program (NFIP) or a private flood insurer. Mortgage lenders require it for homes in high-risk flood zones, and with Hampton Roads' coastal geography it is worth considering even outside one. Most new NFIP policies have a 30-day waiting period before coverage starts.
A landlord's policy generally covers the building and the landlord's own liability, not your belongings or your personal liability. If a covered event such as a fire or theft damages your furniture, electronics or clothing, you would typically need your own renters policy to be reimbursed. Renters insurance can also include liability coverage and help with living costs if a covered loss makes your unit unlivable, and it is usually one of the more affordable policies.
Term life covers you for a set period, commonly 10, 20 or 30 years, and pays a death benefit only if you die during that term, which usually makes it the lower-cost option for the same amount of coverage. Whole life is permanent coverage that stays in force as long as premiums are paid, and it builds cash value you can typically borrow against. Unpaid policy loans reduce the death benefit. The right choice depends on your budget, your goals and how long you need coverage.
An umbrella policy adds liability coverage above the limits of your auto, home or renters policies, and can cover some claims those policies don't, subject to its own terms and exclusions. If you're found legally responsible for damages that exceed your underlying limits, it can help protect your savings and assets. Insurers usually require minimum liability limits on the underlying policies, and umbrella coverage often costs less than people expect.
A Business Owners Policy (BOP) typically combines general liability, commercial property and business income coverage in one policy. It is often a cost-effective starting point for eligible small and mid-sized businesses. Eligibility depends on the type and size of the business, and a BOP generally does not include commercial auto, workers' compensation or professional liability, which are written separately.
Usually, yes. Some homeowners policies include limited coverage for small boats, often with low limits and only for certain boat sizes or engine power, and auto policies generally don't cover boats. A motorcycle typically needs its own policy, since most auto policies don't extend to motorcycles. A dedicated boat or motorcycle policy provides coverage built for how you use them, and we can review what your current policies already include.
When you insure two or more qualifying policies, such as auto and home, you may be eligible for a multi-policy discount. The amount depends on the policies and your eligibility, and we'll show you what applies before you decide.
Yes. Standard homeowners and renters policies usually set special limits on jewelry, especially for theft, that can fall well below what a ring is worth, and a standard auto policy typically pays actual cash value on a total loss, which may not reflect a collector car's value. Scheduled jewelry coverage and collector car policies with agreed-value options are designed to close that gap. Terms, eligibility and appraisal requirements vary by policy.
GEICO coverage.A local office.
Same GEICO rates you'd get online, with people here in Hampton Roads who know your policy.
GEICO coverage.A local office.
Same GEICO rates you'd get online, with people here in Hampton Roads who know your policy.
Insurance is what we do!
Bundle and save
Most folks who move their auto and home to us end up paying less than they were before. We'll run the numbers for free.
Cover the whole family
The cars, the house, the boat, the teenage driver. One office keeping track of all of it so nothing slips through.
Find the gaps first
Flood, umbrella, jewelry. We'll tell you what your current policy leaves out before you find out the hard way.
Plan a little further out
Life insurance is the conversation nobody schedules. When you're ready, we'll keep it short and straight with you.
