What coverage helps with deer damage?
Hit a deer? Learn how comprehensive coverage may help and what to do next.
If your policy includes comprehensive coverage, it may help pay for damage caused by hitting a deer. Comprehensive covers certain types of vehicle damage, including animal strikes, theft, and some weather-related incidents.
Don’t assume it’s included in your policy. Check your coverage or ask your insurance team to help you review it.
Will I have to pay a deductible?
Your comprehensive deductible generally applies to a covered deer claim. This is the portion of the covered damage you’re responsible for paying. For example, if covered repairs cost $3,000 and your comprehensive deductible is $500, your insurer would generally pay the remaining $2,500, subject to your policy’s terms.
What should I do after hitting a deer?
Once you can safely stop: Check yourself and your passengers for injuries. Turn on your hazard lights and call for emergency help if needed. Keep your distance from the deer. Take photos of the damage and scene if it’s safe. Contact your insurer to discuss your coverage and next steps.
Know your coverage before the unexpected happens
ou don’t have to wait until something happens to ask questions about your policy. Your local GEICO Hampton Roads team can help you understand your coverage and deductible.
